Insuring Natural Capital: Protecting People, Ecosystems and Biodiversity

In a world of climate change, deforestation, habitat encroachment and other risks, insurance and risk financing can play catalytic role in protecting people and building financial resilience as well as safeguarding and restoring natural assets. Recognizing the immense value of nature and ecosystems to the global economy and communities, the UNDP’s Insurance and Risk Finance Facility is dedicated to implementing innovative insurance schemes, to safeguard nature and the vital livelihoods dependent on them. Its vision extends beyond protection; it involves fostering sustainable practices, supporting local economies, and building resilience in the face of mounting challenges. The factsheet outlines ways in which we can work together to protect natural assets through innovative risk transfer solutions.